Course Description

This course will walk you through How to Fire Your Collections once and for all!

You'll learn:

  • My Complete Disputing Process for Tackling Collections - from Beginning to End
  • How to Spot Violations to Strengthen Your Dispute Letters (specifics, not fluff!)
  • How to Deal with Debt Collectors Over the Phone
  • How to Respond to A Debt Collector Letter
  • How to Negotiate A Settlement on A Collection Account
  • And More!


Financial Educator

Netiva Heard

Netiva "The Frugal CrediTnista" is a Financial Educator, Certified Credit Counselor, Personal Finance Coach, IL Realtor & Owner of MNH Financial Services, LLC!She has a Masters in Business Management & Finance and several certifications in the Credit, Finance and Real Estate Industry.For over 10 years, she has been assisting consumers in Destroying their Debts, Growing their Money and Soaring their Credit Scores.Empowering, educating and equipping consumers with the tools and resources they need to Transform Their Finances is both her purpose and passion. She is committed to delivering up-to-date, quality and factual financial information that will positively impact the finances of households across the country.

Course curriculum

  • 1

    Welcome!

    • Welcome!

    • Remember...
  • 2

    Fire Your Collections: Know Your Rights!

    • Fire Your Collections - Workbook

    • Knowing Your Rights Breed Confidence

    • Types of Collectors Covered by the FDCPA

    • Prohibited Practices

    • "Dunning" Letter Requirements

    • Attorney Collecting on A Debt? Same Rule Applies

    • Record Everything!

    • Recording Telephone Calls

    • Don't Succumb to Threats!

    • DON'T EVER TRUST A DEBT COLLECTOR!
  • 3

    Book to Purchase for this Lesson

    • Stop Hiding!
  • 4

    Summary of My 10 Rules

    • 10 Rules to Dealing with Debt Collectors

    • Note to Sole Proprietor Business Owners
  • 5

    How Did You Find Out About the Collection?

    • I Found Out Via A Telephone Call

    • ~ Acknowledging the Debt

    • ~ Stopping Telephone Calls: Cease & Desist Letter

    • I Found Out Via A Collection Letter

    • I Found Out Via My Credit Reports
  • 6

    Quiz Time!

    • Test Your Knowledge - Fire Your Collections!
  • 7

    Fire Your Collections: Dispute Process

    • Summary of Dispute Process

    • Fire Your Collections - Action Guide
  • 8

    Fire Your Collections: Step-by-Step Dispute Process

    • Step One: Know Who You're Up Against

    • Step Two: Check SOL

    • Step Three: Review Credit Reports

    • Step Four: Send A Dispute Letter

    • Wait

    • Step Five: Review Your Results

    • Step 6: 2nd Round - Credit Bureaus

    • Step 6: 2nd Round - Collection Agency

    • Step 6 Tips

    • Wait

    • Step 7A: Review Responses + Plan! - Credit Bureaus

    • Step 7A: Review Responses + Plan! - Collection Agencies

    • ~ Advanced Collection Disputing Tactics

    • Your Next Steps
  • 9

    Paying A Collection

    • ~ Minor Impact on Scores

    • ~ What Types of Debts You Can Settle

    • 10 Steps to Paying A Debt Collector

    • Paying A Debt Collector - Tips & Talking Points

    • Settle IN FULL - What to Look Out For

    • Tax Consequences

    • Summary - Paying A Collection

    • Pay for Delete - Sample Dispute Letters

  • $399.00

    $399.00Rock Your FICO!!! 9-Week Credit Repair Course

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