Course Description

Financial Educator

Netiva Heard

Netiva "The Frugal CrediTnista" is a Financial Educator, Certified Credit Counselor, Personal Finance Coach, IL Realtor & Owner of MNH Financial Services, LLC!She has a Masters in Business Management & Finance and several certifications in the Credit, Finance and Real Estate Industry.For over 10 years, she has been assisting consumers in Destroying their Debts, Growing their Money and Soaring their Credit Scores.Empowering, educating and equipping consumers with the tools and resources they need to Transform Their Finances is both her purpose and passion. She is committed to delivering up-to-date, quality and factual financial information that will positively impact the finances of households across the country.

Course curriculum

  • 1

    Welcome to The Ultimate Credit Repair Masterclass

    • Introduction
  • 2

    Learning Credit Basics

    • How Long Do Accounts Stay On Your Credit Reports?

    • Summary of Fair Debt Collection Practices Act {governs collection agencies}

    • Summary of the Fair Credit Reporting Act {governs the entire credit reporting industry}

    • Statute of Limitations

    • How to Read Your Credit Reports
  • 3

    Day 1: Credit Basics Overview + Breaking Down FICO!

    • Day One's - Introduction

    • Day One's Lesson: Credit Repair Basics | Breaking Down FICO

    • Day One's Assignment

    • Day One's Q&A {Replay}

    • Day One's #EachOneTeachOne Task
  • 4

    Day 2: Breaking Down the Credit Repair Process!

    • Day Two's: Introduction

    • Day Two's Lesson: How the Credit Repair Process Really Works

    • Day Two's Assignment

    • Identification Docs Required to Mail w/Your Dispute Letters (Credit Bureaus Only)

    • Day Two's Q&A {Replay}

    • Day Two's #EachOneTeachOne Task
  • 5

    Day 3: Breaking Down Public Records & Student Loan Q&A!!!

    • Day Three's - Introduction

    • Day Three 's Lesson: Breaking Down Public Records

    • Day Three's Assignment

    • BONUS Student Loan Q&A!!!

    • Day Three's: #EachOneTeachOne Task
  • 6

    Day 4: Breaking Down Collections!

    • Day Four's Introduction

    • Day Four's Lesson: Breaking Down Collections

    • Day Four's Assignment

    • Day Four's Q&A {Replay}

    • HIGH-UTILIZATION -- The Frugal CrediTnistas Credit Rebuilding Tools
  • 7

    Day 5: Breaking Down Inquiries, Charge-Offs, Late Payments!

    • Day 5's - Introduction

    • Day Five's Lesson: Inquiries

    • Day Five's Lesson: Charge-Offs & Late Payments

    • Day Five's Action Guides

    • Day 5's Q&A {Replay} - Part 1

    • Day 5's Q&A {Replay} - Part 2

    • Day Five's #EachOneTeachOne Task
  • 8

    Day Six: Expert Live Lesson w/Tiffany Hofer

    • Getting Sued? Need Legal Help to Deal w/A Creditor? This Live Lesson is for You!
  • 9

    Day 7: Final Q&A Session!!!

    • Day Seven: Q&A {Replay} - Part 1

    • Day Seven: Q&A {Replay} - Part 2
  • 10

    BONUS Q&As!!!

    • BONUS Bankruptcy Q&A w/Atty Natalie Baptiste

    • Homebuying Q&A w/Texas Realtor, Sametrius Ruben